When you purchase a vehicle you want to know you can insure the vehicle for a reasonable price. You also want to make sure it won’t cost too much if you crash it. There is One way you can know if a vehicle will be easy and affordable to insure. That is to make sure you choose a model that has a low cost to the insurance company on average for the claim cost. This, along with a lower frequency of claims filed, make many vehicles an easier choice.
Cars That Won’t Break the Bank in the Event of a Crash
Subaru Outback – This is one of the most popular SUV models on the market. It’s one that we know can work for you on the trails to where you want to go. This SUV is one that has a low claim frequency. It has an average cost of $3,692 for the repairs needed when it’s in a crash. This lands it in the tenth place on this list.
Subaru Outback with Eyesight – The difference here is the fact that the system that helps you stay safer on the road can be damaged in the crash. That brings the cost up but has the frequency of accidents reported lowered. This lower frequency makes this an excellent choice with an average cost of the claims which comes in at $3,750.
Ford F-350 SuperCab – When this big pickup truck is in an accident it can cost a large amount of money to your insurance company. The average claim is $4,789. That said, this model is one that has an extremely low claim frequency. This makes it the one that shows up in the eighth spot for the claims that are reported. It is also the overall loss to insurance providers.
Ram 2500 Crew Cab – Here is a pickup truck that has a relatively reasonable average cost for claims at $3,451. However, the frequency of claims is more than the previous pickup truck. This is a tough and rugged truck that can get you where you need to go. It is difficult for you to damage or cause to be in an accident of any type.
Jeep Wrangler Two-Door – You might think there would be more accidents reported for this SUV because of the rock crawling and trail riding that’s done. However, it has one of the lowest frequencies of accidents reported even though the cost to repair is an average of $6,555. Wrangler owners must not worry about damage much.
Chevrolet Corvette Z06 Convertible – This is a serious surprise on the list. It seems that owners of this car have fewer accidents than nearly any other car. This leads to one of the lowest frequencies of reported claims. The accidents are the most costly on this list with an average cost of $7,145 for every claim filed.
Kia Soul Electric – This funky little version of the hatchback that uses electricity instead of gas. It is an easy one to afford when it comes to insurance. The claim frequency is an average number and the average cost of those claims shows up at $3,786. This is fairly low considering the electric components that are included that could become damaged.
Ford F-250 – The Ford F-250 pickup truck that can come in at a fairly high price. The average cost of the claims filed shows up at a number you might expect which is $4,940. The claim frequency is extremely low as well. That makes it possible for this pickup truck to land in the third spot on this list as one of the cheapest to crash.
Ram 1500 – Considering the low cost of the larger Ram 1500 when it comes to the claims filed, this one certainly will give you a low number and also has a low frequency of claims as well. The average cost to repair this truck when it’s been in an accident is $4,065 to be a number you can understand and is going to help keep your insurance rates down when you own this truck.
Smart ForTwo Electric – This is the cheapest car on the market to crash, and with the advanced safety features you’ll be able to survive most crashes. This car has an extremely low frequency of claims filed and shows up at an average cost to repair for those claims of $4,921 which isn’t the cheapest on the list, but when you combine the two this is the cheapest overall.
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